In a mixing bowl, combine softened cream cheese, sour cream, and shredded mozzarella cheese. Mix until smooth and creamy.

Spread the creamy mixture evenly in a serving dish.

In a separate bowl, combine diced tomatoes, minced garlic, balsamic vinegar, olive oil, chopped basil, salt, and black pepper. Stir well to combine.

Spoon the bruschetta topping over the creamy base in the serving dish.

Serve immediately with sliced baguette and crackers for dipping.